Stanhouse Financial Planning is an independent fee-only financial planning and investment advisory serving the metro Atlanta area of Georgia. We specialize in providing professional planning and advice to individuals and families of all financial means. We impose no minimum net worth, income or investable asset standards. There are 3 ways we work with clients: One-time projects, ongoing advice(retainer), and on-going asset management. In most cases we get started with a one-time project. Financial planning fees for one-time projects are determined by the amount of time spent meeting with you in person or over the phone, researching and analyzing your current situation, developing and presenting customized recommendations, and, if needed, assistance implementing your plan. An estimate of time for your project, as well as a maximum cap based on the scope of service you choose, is provided in writing during the complimentary Get-Acquainted meeting.
We offer a wide variety of services to meet the financial objectives of individuals and businesses. The firm works closely with clients to determine their needs and then recommends suitable strategies and actions.
Financial planning is a process. It’s not a one-time event that is completed and then never reviewed again. It’s important to clarifying goals, educating you on your financial situation and the options available to you, and putting you in charge of your money. We believe that the process is as important as the financial planning document created.
Our process is flexible based on each individual or family’s needs and desires. Following is an outline of a typical comprehensive planning engagement. However, we will discuss the best process for you in your Get-Acquainted meeting.
Steps to get started – contact us and let us know you would like to set up a call.
Sequence of steps for a one-time project
Stanhouse Financial Planning & Management is a fee-only financial planning firm, which means that we accept no commissions, referral fees, or other third-party incentives based on any products we recommend to you. We make every effort to be transparent and up-front about the costs of financial planning and investment advisement.
We work with clients in one of three ways:
For those clients who prefer to have StanhouseFP implement and monitor their investment plan, we provide for ongoing management of your investment portfolio, including periodic rebalancing. Note this does not include any ongoing financial planning.
$1 - $249,999 1.00% (minimum quarterly fee is $500)
$250,000 - $499,999 0.95%
$500,000 - $749,999 0.85%
$750,000 - $999,999 0.75%
$1,000,000 - $1,999,999 0.65%
$2,000,000 + 0.60%
For those clients who want ongoing support, availability throughout the year and periodic reviews/updates, but do not need ongoing asset management.
Fee is determined based on anticipated time needed, client complexity, and asset size. (Minimum: $2,500 – couple, $1,200 – single)
At our first Get-Acquainted meeting (which is always free) we will provide a project quote to you for desired services. It becomes a flat fee and you won’t be charged any incremental hourly fees as long as we stay within the original scope of the project.
Below are some examples of different types of advisory projects and typical hours associated with them. A project can be as comprehensive as a full financial plan or as specific as a particular task.
A full Financial plan consists of a formal and detailed written analysis of your financial situation. We consider it to be the best way to protect against unforeseen financial consequences and maximize your financial opportunities. Clients often think that they have everything well covered, but may have significant inefficiencies or have missed some issues entirely.
The ingredients of a full Financial Plan are unique to each client but may consist of cash flow/net worth planning, retirement savings plans, education saving plans, detailed investment plans, overview of insurance, and estate planning issues. A flat-fee quote will be provided in the get-acquainted meeting.
Even though investing is just part of the overall financial picture, it’s what most people think of when they consider financial planning. The hours estimate varies based on your number of current accounts, complexity of holdings, and desired complexity going forward. Again, a firm flat-fee quote will be provided in the get-acquainted meeting.
Provide advice on the appropriate selections within your retirement investment plans