Financial Planning

At Stanhouse Financial Planning and Management, LLC, our goal is to help you have peace of mind that you are taking wise steps to reach your goals.

Comprehensive Planning

In a comprehensive review, we seek to understand each client's personal and financial situation, objectives, comfort level with risk and time horizon for achieving goals. This understanding allows us to:

  • Create appropreate investment portfolios
  • Advise on potential retirement scenarios
  • Help minimize tax liabilities inside and outside of client portfolios
  • Analyze existing risk mitigation and insurance strategies.
  • Review existing debt and liability structures to determine if better options can be utilized
  • Council clients on estate planning issues with referrals as appropriate to reputatable attorneys
  • Advise on tax-efficient, impactful philanthropic strategies

Retirement Planning

In a nutshell - retirement planning is planning to be sure that when you want to retire you will be ready, and when you are ready that you will have peace of mind that you are on a sustainable course for your entire life.

In the process of retirement planning we typically look at all aspects of your financial life which generally include: lncome, Expenses, Saving, Taxes, Investments, Obligations/Liabilities, Insurance (Life and Disability), Life Goals, and Estate Planning.

In the course of this process we will do financial projections. These projections start with where you are today, continue to where you want to be at retirement and stop at the end of an estimated long life span.

We use financial planning software tools (MoneyGuidePro and RightCapital) and techniques (Monte Carlo Analysis) to model different scenarios and their chances of success. We take into account inputs such as expected social security benefits, expected investment returns, expected variability of investment returns, expected lifespan, expected inflation, and expected health-care costs. This tells us if you are on a realistic path or not, and if not, what could be done to improve it.

Advice that Serves You

The guidance that results from our planning process is based on the sole criteria of helping you meet your goals. Are you focused on retiring comfortably, selling or exiting a business or leaving a lasting legacy? We always recommend the most appropriate, most cost-efficient products and solutions.

Seeing the Big Picture

At Stanhouse Financial Planning and Management, LLC, we recognize that no client's financial life is one-dimensional. In our experienced objective capacity and fiduciary role, we consider all the elements of your financial life in order to help you reach your bottom-line goals and achieve peace of mind.

Typical steps of a comprehensive plan

  • Data collection and processing
  • Cash Flow/Net Worth analysis and planning including debt and tax efficiency issues
  • Retirement Savings Planning, including stress testing, and projections or Retirement Income
  • Investment Planning, including research of specific investment recommendations
  • Review of basic insurance and estate planning needs/issues
  • Working Planning Session
  • Final analysis, updates, and plan completion
  • Plan Presentation Meeting
  • Thirty days of follow-up or implementation questions

Free Get Acquainted Meeting

We offer a complementary get acquainted meeting to get to know each other and to see if we are a good fit.

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